What Utkarsh Small Finance Bank does
Founded in 2016, Utkarsh Small Finance Bank operates in Fintech offering banking and financial services with a focus on the underserved and unserved sections of the country. The banks lending activities are primarily concentrated in rural and semi-urban locations, while its deposit mobilisation and other services extend across the country. Utkarsh commenced operations in 2017 following the granting of a small finance banking licence by RBI. The bank continues to provide microfinance loans using the Joint Liability Group model, along with various retail asset loans to support the local economy. Its mission is to enhance financial inclusion among those in need of banking services.
Who runs it
Funding and finances
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Questions and experiences
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Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.