TERA Finlabs

Founded in 2019, TERA Finlabs operates in Fintech offering innovative Digital Lending solutions for financial institutions and consumer technology companies.

Fintech SaaSBootstrapped

What TERA Finlabs does

Founded in 2019, TERA Finlabs operates in Fintech offering innovative Digital Lending solutions for financial institutions and consumer technology companies. The company is based in Bangalore and focuses on providing an AI-enabled SaaS platform that delivers technology, risk, and capital solutions for embedded lending solutions. TERA Finlabs aims to enhance the lending landscape for businesses through its advanced technology. In 2021, TERA Finlabs was acquired by Razorpay.

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Who runs it

Pradeep Rathnam

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Questions and experiences

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Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.

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