SmartCoin

Founded in 2016, SmartCoin operates in the FinTech sector, providing micro-loans and financial solutions tailored for underserved segments in India.

Lending TechFunded

What SmartCoin does

Founded in 2016, SmartCoin operates in the FinTech sector, providing micro-loans and financial solutions tailored for underserved segments in India. Initially launched as a mobile-first lending platform targeting low-income groups, the company has evolved by leveraging data-driven algorithms to deliver personalized credit offerings via a seamless digital process. The companys strategic initiatives include diversifying its portfolio by introducing financial literacy programs to empower users. Competing with companies such as True Balance and Kissht.

No open roles recorded right now.

That does not mean they are not hiring — plenty of roles never reach a job board. The careers page below is the earliest place a new opening appears.

Who runs it

Amit Chandel
Jayant Upadhyay
Rohit Garg

Funding and finances

Total raised$15M
Last stageGrowth Stage
Rounds6
Last raised2022-12-14
Revenue (FY31)245200000
Net margin-291.21999999999997
Investors
BlackSoilIndia SME InvestmentsLightrockMASNorthern ArcPace Stock Broking ServicesSuperb CapitalUnicorn India VenturesVivriti Capital

Why this matters to you: funding stage is a rough proxy for how long the runway is and how much structure to expect. It is not a promise, and a profitable bootstrapped company can be the safer bet.

Check the company’s own careers page — linked at the top — before a job board. A role appears there first, sometimes weeks before it is syndicated anywhere else.

Questions and experiences

Nobody has asked anything about SmartCoin yet. If you have interviewed here, what you know is worth more to the next person than anything on the rest of this page.

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Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.

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