What prashray does
Founded in 2017, Prashray operates in the Fintech sector offering collateral-free personal and income augmentation loans to urban lower middle-class individuals. The company addresses the gap between bankable populations and the ultra-poor by providing timely access to finance for non-consumption needs at competitive rates. Supported by a core banking system, Prashray utilises technology to deliver customised loan products with efficient service, achieving loan disbursements within a maximum of 48 hours. The organisation aims to enhance financial circumstances for its clients while promoting financial inclusion for the urban poor.
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Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.