Pesto

Why you should join PingLend PingLend is on a mission to radically change the way credit works for the underbanked: starting with credit. We just wrapped up a Series A less than one year after our seed round and are in ultra-growth mode. PingLend allows almost anyone to get a secured credit card regardless of their credit score by collateralizing assets such as gold, jewelry, watches, etc. This allows PingLend's users to build their credit and qualify for previously unobtainable financial products. Soon we will expand to every type of collateral, across physical and virtual goods as well as launching into uncollateralized credit products. The Operations Manager role We are looking for a Credit Card Operations Manager ready to take the next step in their career to help build a fintech unicorn and change the lives of underbanked Americans. The Credit Card Operations Manager will be a vital member of PingLend’s Operations team. We are working on revolutionizing credit by pioneering our novel approach to asset collateralization. Achieving this objective requires that we have efficient and effective processes for handling: onboarding, card issuing, customer support, fraud and so much more. What does it take to succeed at PingLend and this role? Recognition that this is a start-up. The risks are real, budgets are tight, expectations high and the deadlines are short; Creativity and problem-solving are essential; We want thinkers that execute. Bring a desire to learn, think outside the box, take on responsibilities and challenges outside your comfort zone, push yourself, become an entrepreneur. The words “that is not my responsibility” do not exist at PingLend. Come prepared to do anything and everything that it takes to build a successful company from scratch; Commit yourself to operational excellence Come to Pinglend to enjoy the journey and experience of building something great! Key responsibilities: In conjunction with PingLend’s management team, our payment processor, key vendors and sponsor bank, develop and implement all the required credit card and operational processes to ensure an effective product launch in 2023; Manage credit card operations, pre and post-cardholder acquisition including customer boarding, card printing and fulfillment, payments, call center operations, fraud management, chargebacks, collections, and account maintenance etc; Interact and communicate with PingLend’s internal and external key stakeholders; Maintain and oversee all operational processes, develop, maintain, document and train internal and external staff on standard operating procedures, drive quality initiatives across the customer lifecycle, maintain the highest customer experience; Develop and maintain a strong operational controls framework to manage operational and financial risk while ensuring compliance with regulatory requirements; Oversee third party vendors to ensure delivery of all commitments, SLA's and quality expectations. Identify gaps and continuously interact with vendors to improve overall delivery standards; Support the development and launch of new products; Develop and maintain the required financial and operational reporting to ensure the appropriate level of visibility of PingLend’s operations. Qualifications and Experience Requirement Bachelor's degree in Business, Finance, Operations Management, Project Management, and/or Product Management; MBA preferred. Five (5) plus years relevant experience, preferably with direct credit cards/payments industry experience. Five (5) plus years of Product Management or relevant experience. Demonstrated success in driving innovation and change with a focus on the customer. Exposure to, or experience in, financial analysis, including financial reporting, data analysis and business case development. Ability to drive results cross-functionally. Strategic thought leadership including strategy development. Strong written and verbal communication skills and business acumen. Advance

Logistics Lead PingLend is on a mission to radically change the way finance works for the underbanked: starting with credit. We just wrapped up a Series A less than one year after our seed round and are building an amazing team. PingLend allows almost anyone to get a credit card regardless of their credit score by collateralizing assets such as gold, jewelry, watches, handbags, etc. This allows PingLend's users to build their credit and qualify for previously unobtainable financial products. Soon we will expand to every type of collateral, across physical and virtual goods. We are looking for an operations lead to help build a fintech unicorn and change the lives of underbanked Americans. Main Responsibilities: Organizing insurance, shipping, and storage of goods for optimal speed, efficiency, price, and customer satisfaction. Coordinate with the engineering and finance team to design a reporting system for collateral that is scalable. Arrange courier and last-mile delivery and drop off systems throughout the country (starting with Los Angeles) Skills that may help are: Comfort with traveling, ability to do frequent trips to Los Angeles Strong Organizational skills Firm negotiator Deep knowledge of parcel shipping, last-mile delivery, insurance etc Scrappy "I'll figure it out" mentality. Ability to deal with ambiguity Strong communication skills.

We are looking for an amazing UI/UX Web designer who can design websites and landing pages. We are well-funded, and building a FinTech unicorn to change the lives of underbanked Americans. In this role, you’ll use your eye for good design and smooth interactivity to write clean and maintainable code. Pesto allows almost anyone to get a credit card regardless of their credit score by collateralizing assets such as precious metals, jewelry, watches, etc. This allows Pesto’s users to build their credit and qualify for previously unobtainable financial products. Pesto is well funded and recently closed an eight-figure Series A funding round. You will collaborate with the Pesto team to own, build, iterate, and ship new landing pages and websites for the company. Qualifications: Extremely good at website design English communication Show us your portfolio About Pesto Mastercard Affordable credit makes our lives more secure. It’s there for emergencies, unexpected expenses, or when you need to bridge the gap to payday. Yet, too many people in America pay unaffordable interest rates and high fees to borrow from pawn shops. If you don’t have access to traditional credit, you might think you have no other choice but to use high-interest-rate pawn loans. Pesto Mastercard® is making credit more affordable, even if you don’t have an excellent credit history or a good credit score. Company website: https://www.getpesto.com/

We are looking for an Elixir wizard ready to help build a FinTech unicorn and change the lives of underbanked Americans. We just wrapped up a Series A less than one year after our seed round and need to hire engineers that will help us make our products easy to use and beautiful, we will launch a rebrand with our new product in early 2023. PingLend allows almost anyone to get a credit card regardless of their credit score by collateralizing assets such as gold, jewelry, watches, handbags, etc. This allows PingLend's users to build their credit and qualify for previously unobtainable financial products. Soon we will expand to every type of collateral. We are building a platform that can handle hundreds of thousands of cards, applicants, and every type of collateral. We need brilliant people to join our team to continue shipping product fast. We need to move fast to get the cards on the street. The first goal you will be working on is to drive the development of our backend. You will be working with a highly skilled team based in the US. Responsibilities: Build a highly efficient and fault-tolerant platform -Work with front-end team to design and implement practical and scalable API's -Take ownership of the backend as much as possible -Build tests for everything. We love and are obsessed with tests! Requirements: -Minimum of 5 years of building highly complex distributed systems -Minimum of 3 years + of functional programming experience with a minimum of 1 year of Elixir experience -Can-do attitude with the ability to roll up your sleeves and get the job done -A bar raiser with a track record of achieving within a highly collaborative team environment -Passion for clean easy to debug and highly extendable code

Why you should join PingLend PingLend is on a mission to radically change the way credit works for the underbanked: starting with credit. We just wrapped up a Series A less than one year after our seed round and are in ultra-growth mode. PingLend allows almost anyone to get a credit card regardless of their credit score by collateralizing assets such as gold, jewelry, watches, handbags, etc. This allows PingLend's users to build their credit and qualify for previously unobtainable financial products. Soon we will expand to every type of collateral, across physical and virtual goods. The Risk/Data Science role We are looking for an analyst ready to help build a fintech unicorn and change the lives of underbanked Americans. We are working on revolutionizing credit by pioneering our novel approach to asset collateralization. Achieving this objective requires outstanding risk management and data analytics. Key responsibilities: -Conduct insightful analysis using internal and external data (e.g., revenue, risk, product, market, industry) to derive insights that will drive business decisions -Explore and test new data sources and techniques to improve our decisioning. -Leverage data techniques to investigate our data and gain knowledge of our users/business, and educate the rest of the team -Design and execute acquisition, pricing, credit line tests -Partner with engineers to validate & deploy solutions in an efficient, sustainable & usable manner Characteristics of a successful candidate: -1-3 years of experience in analytical function (e.g., data science, risk management, or strategic finance) or equivalent master’s degree -Self-starter, capable of productive work both independently and as part of the team, with a desire to learn quickly and take ownership -Strong track record in working collaboratively -Ability to multi-task in a fast-paced environment is essential, with prior experience in consumer finance or fintech strongly preferred -Strong knowledge of Excel, SQL, and experience with a programming language (preferred but not required) -Understanding of credit cards and valuation techniques preferred

We are looking for talented full stack engineers who are ready to help build a fintech unicorn and change the lives of underbanked Americans. We just wrapped up a Series A less than one year after our seed round and need to hire engineers that will help us continue building out are features and services. We have a fun technology stack with many of our core services already implemented. PingLend allows almost anyone to get a credit card regardless of their credit score by collateralizing assets such as gold, jewelry, watches, handbags, etc. This allows PingLend's users to build their credit and qualify for previously unobtainable financial products. Soon we will expand to every type of collateral. We are building a platform that will be able to handle hundreds of thousands of cards, applicants, and every type of collateral. We need brilliant people to join our team to continue shipping product fast. We have a bank that wants to run a pilot program by lending through our platform and we need to move fast to get the cards on the street. The first goal you will be working on is to continue the back end of our dashboard web app so that our customers can see how much credit they have, what objects they have stored with us, what cards they have with us, increase their credit line through adding new objects, and shipping methods. We will be building Ai based tools to help with appraisals, and tools from the ground up to handle new kinds of collateral. We are looking for someone who is is a strong self-starter and independent working skills and has the ability to take ownership of features from design to implementation. Ideal technical skills: -Python development RESTful API Development Experience with SQLAlchemy, Flask, NPM, Vuejs strongly preferred AWS Experience Bay area location is strongly preferred (we are in SF).

We are looking for an awesome front-end/ full-stack engineer who is ready to help build a fintech unicorn as part of the early team. We just wrapped up YCombinator and need to hire. PingLend allows anyone to get a credit card regardless of their credit score by collateralizing assets such as gold, jewelry, watches, handbags, etc. This allows PingLend's users to build their credit and qualify for previously unobtainable financial products. We raised from top VC firms including Human Capital, Core VC, Great Oaks VC, OVO Fund, and several others. We need to build out a dashboard so we can integrate it with our credit card issuer (we already have an issuer ready to go) and our onboarding flow. We have a bank that wants to run a pilot program by lending through our platform and we need to move fast to get the cards on the street. The first goal you will be working on is to build out the back end of our dashboard web app so that our customers can see how much credit they have, what objects they have stored with us, what cards they have with us, increase their credit line through adding new objects, and shipping methods. We are looking for someone who is: -Product minded -Can articulate a clear vision of how to build a product -Great to work with -Entrepreneurial -Comfortable working in Vue (or can learn) Bay area location is strongly preferred (we are in SF) and we are looking for someone who is open to joining full-time and can build out a team of people that report to them. We are open to speaking with great contractors as well.

We are looking for talented back-end engineers who are ready to help build a fintech unicorn and change the lives of underbanked Americans. We just wrapped up a Series A less than one year after our seed round and need to hire engineers that will help us continue building out are features and services. We have a fun technology stack with many of our core services already implemented. PingLend allows almost anyone to get a credit card regardless of their credit score by collateralizing assets such as gold, jewelry, watches, handbags, etc. This allows PingLend's users to build their credit and qualify for previously unobtainable financial products. Soon we will expand to every type of collateral. We are building a platform that will be able to handle hundreds of thousands of cards, applicants, and every type of collateral. We need brilliant people to join our team to continue shipping product fast. We have a bank that wants to run a pilot program by lending through our platform and we need to move fast to get the cards on the street. The first goal you will be working on is to continue the back end of our dashboard web app so that our customers can see how much credit they have, what objects they have stored with us, what cards they have with us, increase their credit line through adding new objects, and shipping methods. We will be building Ai based tools to help with appraisals, and tools from the ground up to handle new kinds of collateral. We are looking for someone who is is a strong self-starter and independent working skills and has the ability to take ownership of features from design to implementation. Ideal technical skills: -Python development, RESTful API concepts, and microservice development. Experience with flask, sqlalchemy, and AWS cloud services is a plus. Bay area location is strongly preferred (we are in SF).