PayCrunch

Credit Card for college students based on UPI.

YC-W22Fintech -> Credit and LendingEarlyBootstrapped

What PayCrunch does

More than 150 million people in India are not able to access formal Credits in India either because of lack of financial data or low credit scores. We use Alternative Credit scoring models to provide a Pay Later option on UPI to a wider audience.

No open roles recorded right now.

That does not mean they are not hiring — plenty of roles never reach a job board. The careers page below is the earliest place a new opening appears.

Who runs it

Aman Bhayana

Check the company’s own careers page — linked at the top — before a job board. A role appears there first, sometimes weeks before it is syndicated anywhere else.

Questions and experiences

Nobody has asked anything about PayCrunch yet. If you have interviewed here, what you know is worth more to the next person than anything on the rest of this page.

Reviewed before it appears. Do not include anything that identifies you or anyone else.

Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.

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