Kosh

Creating Microfinance 2.0.

YC-W20Fintech -> Credit and LendingEarlyFunded

What Kosh does

Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.

No open roles recorded right now.

That does not mean they are not hiring — plenty of roles never reach a job board. The careers page below is the earliest place a new opening appears.

Who runs it

Aayush Goel
Sahil Bansal

Funding and finances

Total raised$1.8M
Last stageEarly Stage
Rounds4
Last raised2021-06-17
Investors
100UnicornsBharat Inclusion Seed FundIndia QuotientY Combinator

Why this matters to you: funding stage is a rough proxy for how long the runway is and how much structure to expect. It is not a promise, and a profitable bootstrapped company can be the safer bet.

Check the company’s own careers page — linked at the top — before a job board. A role appears there first, sometimes weeks before it is syndicated anywhere else.

Questions and experiences

Nobody has asked anything about Kosh yet. If you have interviewed here, what you know is worth more to the next person than anything on the rest of this page.

Reviewed before it appears. Do not include anything that identifies you or anyone else.

Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.

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