Joe

We let customers "Buy Now Pay Later" on any store in Europe.

YC-W22Fintech -> Consumer FinanceEarly

What Joe does

Joe is building a innovative and flexible DtoC Buy Now Pay Later App in Europe powered by Tech📲. In Europe, only 15% of e-commerce have integrated BNPL solutions and consumers don’t have access to installments very easily. Within Joe app and our virtual card you can buy now pay later on any store without any technical integration. And if you already made your purchase, you can be refunded and get 3 installments

No open roles recorded right now.

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Questions and experiences

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Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.

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