What CRED does
Founded in 2018, CRED is a full-stack payments app. The fintech company initially offered credit card payment services, along with cashbacks and rewards. They expanded their offerings with UPI Services, rent payment, lending services, a marketplace for D2C brands and booking travel packages. In 2025, the unicorn integrated access to India's central bank digital currency (e-rupee) and ventured into insurance services, aiming to become a full super fintech app. With a revenue of Rs 2,473.39 Cr in FY24, CRED competes with companies including Paytm and PhonePe.
Who runs it
Funding and finances
Why this matters to you: funding stage is a rough proxy for how long the runway is and how much structure to expect. It is not a promise, and a profitable bootstrapped company can be the safer bet.
Check the company’s own careers page — linked at the top — before a job board. A role appears there first, sometimes weeks before it is syndicated anywhere else.
Questions and experiences
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Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.