BharatX

Enable Buy-Now-Pay-Later in a White-Labelled Manner

YC-W22Fintech -> Credit and LendingEarlyFunded

What BharatX does

BharatX was recently acquired by Flipkart, the largest startup in India, to enable Buy Now Pay Later in their own ecosystem as well as bolster their own FinTech play via Super.money. It powers Checkout Financing in their ecosystem currently on Millions of Users. BharatX enabled "Pay in 3" and "Pay in X" parts as a feature on over 1000+ brands, 300+ directly and the rest via Payment Gateway partners. Our product enabled Buy Now Pay Later, in a white-labelled way. For e.g. Flipkart PayLater on Flipkart. We grew 47X to $2.5M ARR in under 6 quarters straight after fumbling for 2 years around PMF and Credit Risk & Fraud. We started out as a platform to provide access to Credit in Developing countries without relying on traditional documentation processes by Banks, which did not give access to hundreds of millions.Over the course of BharatX, we have credit to hundreds of thousands of consumers, including many New to Credit (NTC) users.

No open roles recorded right now.

That does not mean they are not hiring — plenty of roles never reach a job board. The careers page below is the earliest place a new opening appears.

Who runs it

Eeshan Sharma
Hrishikesh Bhargava
Mehul Nath Jindal
Shyam Murugan
Siddharth Venu

Funding and finances

Total raised$4.7M
Last stageEarly Stage
Rounds2
Last raised2022-05-12
Revenue (FY31)5300000
Net margin-15.81
Investors
8i VenturesAmit Kumar SinghAnkur AggarwalAnupam MittalArash FerdowsiFaiz MayalakkaraHarshil MathurJava CapitalKunal ShahMultiply VenturesRitesh JainShashank Kumar

Why this matters to you: funding stage is a rough proxy for how long the runway is and how much structure to expect. It is not a promise, and a profitable bootstrapped company can be the safer bet.

Check the company’s own careers page — linked at the top — before a job board. A role appears there first, sometimes weeks before it is syndicated anywhere else.

Questions and experiences

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Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.

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