What BharatPe does
Founded in 2018, BharatPe is a fintech payments app. The unicorn offers digital payments and financial services for small merchants and kirana store owners. The company began by offering UPI QR codes with zero transaction fees and later expanded into PoS devices, merchant lending, and investment platforms. It also entered the consumer payments segment by rebranding its PostPe app for peer-to-peer UPI and utility payments. In 2024, BharatPe received RBI approval to operate as a payment aggregator, launched the BharatPe One all-in-one payment device, and integrated with ONDC to support food ordering and delivery. It also introduced secured merchant loans, including two-wheeler loans and loans against mutual funds. With a revenue of Rs 1,486.03 Cr in FY24, BharatPe competes with companies including PhonePe Paytm and CRED.
Who runs it
Funding and finances
Why this matters to you: funding stage is a rough proxy for how long the runway is and how much structure to expect. It is not a promise, and a profitable bootstrapped company can be the safer bet.
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Questions and experiences
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Company facts compiled from public sources and last refreshed 9 September 2026. Details change; treat the company’s own site as the authority.