Data Product Engineer

About Karat

We're building the one-stop shop for creator finances.

Your favorite digital creators—the ones you follow every day on YouTube, Instagram, TikTok or Twitch—aren’t just extraordinarily talented personalities and community builders. They’re also businesses. That means they have business needs—managing revenues, expenses, savings, credit, and banking. We’re building products that help creators spend less time worrying about finances so they can focus on creating.

About the Role

We’re looking for a Data Product Engineer to help us turn data into one of Karat’s most powerful product advantages.

This is a high-impact, highly cross-functional role for someone who thinks like a product builder but operates deep in the data stack. You’ll own the systems that transform raw data into trusted models, internal insights, and customer-facing experiences that drive real business outcomes.

Beyond building pipelines and dashboards, you’ll explore how to productize data — powering internal decision-making, enabling smarter automation, and creating data experiences that delight customers. You’ll work across analytics, data engineering, and product surfaces to ensure our data is not just accurate, but actionable and beautifully expressed.

If you love turning messy data into elegant, high-leverage products that people actually use, this role is for you.

This position is based in Los Angeles, CA.

The compensation for this role is between $130k to $170k.

What you’ll do:

Build the data foundation

Design, build, and maintain scalable data models in Snowflake

Develop reliable ETL/ELT pipelines to ensure timely, trustworthy data

Improve data quality, testing, and observability across the stack

Establish best practices for metrics definitions and semantic consistency

Productize data internally

Build high-impact datasets and dashboards in Sigma used across product, ops, risk, and finance

Partner with teams to turn ambiguous questions into clear, trusted metrics

Automate manual reporting and operational workflows

Drive adoption and best practices for data usage across the company

Ship customer-facing data experiences

Help design and build data features embedded in Karat’s product surfaces

Create clear, intuitive data visualizations that help creators understand their business

Partner with product and design to translate complex financial data into simple UX

Identify opportunities to turn internal insights into customer value

Leverage AI and automation

Build AI-powered workflows that unlock more value from Karat’s data

Support LLM-enabled analytics and internal copilots

Explore new ways to combine structured data + AI for step-function leverage

What you'll need

• 4+ years of experience in analytics engineering, data engineering, or data-heavy product roles
• Exceptional SQL skills and strong data modeling fundamentals
• Experience building ETL/ELT pipelines (dbt, Airflow, or similar)
• Hands-on experience with Snowflake or modern cloud warehouses
• Strong Python (or similar) for data workflows and automation
• Experience with BI tools (Sigma, Looker, Mode, etc.) and semantic layers
• Strong product intuition — you care about usability, clarity, and impact
• Comfort working cross-functionally with product, ops, risk, and finance
• High ownership mindset and bias toward shipping

Nice to have

Experience building customer-facing analytics or data products

FinTech or payments experience

Experience with reverse ETL or operational analytics

Familiarity with data visualization best practices and UX principles

Experience building AI/LLM-powered data workflows

dbt experience

Why Karat?

• Huge opportunity. The creator economy just flew past a $50b milestone despite zero infra for creator banking. It’s our race to lose.
• Fascinating problems. We want to empower creators to focus on what they love and what matters most—being creative and growing their creator business. We are trying to figure out how to make the headaches and challenges of financial ser